We understand that every customer has individual requirements, cash emergency. Taking this into consideration, bank offers various loans to its customers. Bank takes care of its customers by offering comprehensive loan packages at extremely competitive rates, without any hidden costs.
| Sr.No | Loan Products | Features | Duration of Loan | Rate of Interest | Required Documents |
|---|---|---|---|---|---|
| 01. | Gruh Taran Yojana | It is a loan secured against the property you own. This property can be your house, shop or a piece of non-agricultural land. Buying a home is one of the biggest purchases you'll ever make, and Gruh Taran is one of your biggest liabilities. Because you can repay your home loan over several years, the amount you repay each month is more reasonable and affordable! | 7 Years | 11% | Gruh Taran Yojana |
| 02. | Hypothication Loan | It is a business loan to small enterprises, proprietors, partnership firms, traders and businessmen. Issued against stock of goods/ products Available for 1 Year Every Year Renewal is required. | 1 year | 10% | Hypothication Loan |
| 03. | Cash Credit Loan | It is a short-term loan extended to a company by a bank. It enables a company to withdraw money from a bank account without keeping a credit balance. | 1 year | 10% | Same as above. |
| 04. | Vehicle Loan | Loans for 2 wheelers, 4 wheelers. Bank can issue 75 % quotation amount as a Loan Same day loan disbursement. No hidden charges | 2W- 3Yr 4W- 5Yr | 10% | Vehicle Loan |
| 05. | Gold Loan | Gold Loan offers you money against your gold at lowest interest rates, minimum documentation, quick disbursement. | 1 Year | 9.49% | |
| 06. | Housing Loan | Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority. Attractive interest rates that make your Home Loan affordable and easier on your pocket. No hidden charges. | 10 Years | 10% | Housing Loan |
| 07. | Loan against Property | A secured loan which you can avail against a commercial or residential property kept as a collateral. | 84 Months | 12% | Loan Against Property |
| 08. | Secured Overdraft against Property | Features both a secured loan as well as the overdraft facility. You can withdraw an amount from your approved credit line as an overdraft. | 84 Months | 10% | SOD Against Property |
| 09. | Solar Loan | Designed to help homeowners to let finance the purchase of solar panels. | 12 Months | 10% | Solar Loan |
| 10. | Sanjivani Loan (For Women) | It is new loan scheme designed specially for Business womens. Maximum permissible loan amount under this loan is 3 Lacs. | 48 / 60 Months | 11% | Sanjivani Loan |
| 11. | Sanjivani Loan (For Men) | It is new loan scheme designed specially for Business persons. Maximum permissible loan amount under this loan is 3 Lacs. | 48 / 60 Months | 12% | Same as above. |
| 12. | Nav-Sanjivani Loan (For Women) | It is new loan scheme designed specially for Business womens. Maximum permissible loan amount under this loan is 5 Lacs. | 72 Months / 84 Months | 10% | Nav-Sanjivani Loan |
| 13. | Nav-Sanjivani Loan (For Men) | It is new loan scheme designed specially for Businessman. Maximum permissible loan amount under this loan is 5 Lacs. | 72 Months / 84 Months | 11% | Same as above. |
| 14. | Working Capital Term Loan | It is new loan scheme designed specially for Businessman. Maximum permissible loan amount under this loan is 30 Lacs. | 84 Months | 12% | Working Capital Term Loan |
| 15. | Salary Loan | Bank provides loan facility against Salary upto Rs. 3 Lacs. | 60 Months | 12% | Salary Loan |
